Veazey Monthly Insurance Costs
Monthly Cost Summary
Policy
Monthly Cost
% of Spending
Total Monthly Cost: $932.91
Total Percentage of Spending: 4.85%
Home Policy
Annual Premium
$3,489
Monthly: $290.75
Coverages
- Package - Cov E - Personal Liability: $300,000
- Package - Cov F - Guest Medical: $1,000
- Package - Cvg A - Dwelling: $458,000
- Separate Structures: 10%
- Personal Property: 40%
- Contents Replacement Cost: Yes
- Loss Of Use: 30%
- ALE Term: 12 Months
- Building Ordinance Or Law Coverage: 10%
- Extended Replacement Cost: 110%
- Water Backup and Sump Overflow - All Covered Property: $5,000
- Utility Line: $10,000
Auto Policy: 2019 Mini Cooper Conv Jcw
(VIN #WMWWH9C57K3E54958)
6-Month Premium
$776
Monthly: $129.33
Coverages
- Bodily injury: $500,000 each person / $500,000 each accident ($110.00)
- Property damage: $100,000 each accident ($68.00)
- Underinsured motorist: $250,000 each person / $500,000 each accident ($8.00)
- Uninsured motorist: $250,000 each person / $500,000 each accident ($15.00)
- Collision: $1,500 deductible ($214.00)
- Comprehensive: $1,500 deductible ($356.00)
- Standard roadside assistance: $5.00
Auto Policy: 1999 Ford Truck F150 Super Pu 4x4 Styleside
(VIN #1FTRX18L9XKB25336)
6-Month Premium
$218
Monthly: $36.33
Coverages
- Bodily injury: $500,000 each person / $500,000 each accident ($111.00)
- Property damage: $100,000 each accident ($87.00)
- Underinsured motorist: $250,000 each person / $500,000 each accident ($5.00)
- Uninsured motorist: $250,000 each person / $500,000 each accident ($10.00)
- Standard roadside assistance: $5.00
Auto Policy: 2013 Ford Truck Edge 4d 4wd Limited
(VIN #2FMDK4KC5DBA34046)
6-Month Premium
$649
Monthly: $108.17
Coverages
- Bodily injury: $500,000 each person / $500,000 each accident ($140.00)
- Property damage: $100,000 each accident ($104.00)
- Underinsured motorist: $250,000 each person / $500,000 each accident ($10.00)
- Uninsured motorist: $250,000 each person / $500,000 each accident ($20.00)
- Collision: $1,000 deductible ($139.00)
- Comprehensive: $1,000 deductible ($231.00)
- Standard roadside assistance: $5.00
Umbrella Policy
6-Month Premium
$403
Monthly: $67.17
Coverages
- Liability: $1,000,000
- Liability: $250
LegalShield Policy
Monthly Premium
$29.95
Coverages
- No specific coverages provided for LegalShield.
Zander ID Theft Policy
Monthly Premium
$12.90
Coverages
- No specific coverages provided for Zander ID Theft.
Chris's Term Life Insurance (Genworth)
Monthly Premium
$34.13
Coverages
- Policy Amount: $500,000
Tracie's Term Life Insurance (Genworth)
Monthly Premium
$26.63
Coverages
- Policy Amount: $500,000
Chris's OSGLI Term Policy
Monthly Premium
$66.00
Coverages
- Policy Amount: $200,000
Business Policy: Professional Liability (Hiscox)
Annual Premium
$788
Monthly: $65.67
Coverages
- Limit of Liability: $1,000,000 Each Claim
- Limit of Liability: $1,000,000 Aggregate for all Claims
- Deductible: $500 Each Claim
Business Policy: General Liability (Hiscox)
Annual Premium
$346
Monthly: $28.83
Coverages
- Each Occurrence Limit: $1,000,000
- Damage to Premises Rented to You Limit: $100,000 Any one premises
- Medical Expense Limit: $5,000 Any one person
- Personal & Advertising Injury Limit: $1,000,000 Any one person or organization
- General Aggregate Limit: $2,000,000
Business Policy: Cyber and Data Risk (Hiscox)
Annual Premium
$447
Monthly: $37.25
Coverages
- Cyber (CYE): $250,000 each claim and/or event / $250,000 aggregate
- Retention: $1,000
- Waiting Period: 10 hours
- Retroactive Date: 08/09/2023
- Period of Restoration: 120 days
- Bricking: $10,000 aggregate (Shared)
- Retention (Bricking): $1,000
- Cyber Crime (Funds Transfer Fraud, Social Engineering, and Reverse Social Engineering): $10,000 aggregate (Shared)
- Retention (Cyber Crime): $1,000
- Dependent Business Interruption: NOT COVERED
- Dependent System Failure: NOT COVERED
- Enhanced Privacy Regulation: $25,000 aggregate (Shared)
- Retention (Enhanced Privacy Regulation): $1,000
- Reputational Harm: $50,000 aggregate (Shared)
- Retention (Reputational Harm): $1,000
- System Failure: $10,000 aggregate (Shared)
- Retention (System Failure): $1,000
- Waiting Period (System Failure): 10 hours
- Utility Fraud: $50,000 aggregate (Shared)
- Retention (Utility Fraud): $1,000
More insurance items can be added here.