Veazey Monthly Insurance Costs
Monthly Cost Summary
Policy
Monthly Cost
% of Spending
Total Monthly Cost: $1,072.18
Total Percentage of Spending: 5.58%
Home Policy
Annual Premium
$3,489
Monthly: $290.75
Coverages
- Package - Cov E - Personal Liability: $300,000
- Package - Cov F - Guest Medical: $1,000
- Package - Cvg A - Dwelling: $458,000
- Separate Structures: 10%
- Personal Property: 40%
- Contents Replacement Cost: Yes
- Loss Of Use: 30%
- ALE Term: 12 Months
- Building Ordinance Or Law Coverage: 10%
- Extended Replacement Cost: 110%
- Water Backup and Sump Overflow: $5,000
- Utility Line: $10,000
Auto Policy: 2019 Mini Cooper Conv Jcw
(VIN #WMWWH9C57K3E54958)
6-Month Premium
$776
Monthly: $129.33
Coverages
- Bodily injury: $500K/$500K ($110.00)
- Property damage: $100,000 ($68.00)
- Underinsured motorist: $250K/$500K ($8.00)
- Uninsured motorist: $250K/$500K ($15.00)
- Collision: $1,500 ded ($214.00)
- Comprehensive: $1,500 ded ($356.00)
- Roadside assistance: $5.00
Auto Policy: 1999 Ford Truck F150
(VIN #1FTRX18L9XKB25336)
6-Month Premium
$218
Monthly: $36.33
Coverages
- Bodily injury: $500K/$500K ($111.00)
- Property damage: $100,000 ($87.00)
- Underinsured motorist: $250K/$500K ($5.00)
- Uninsured motorist: $250K/$500K ($10.00)
- Roadside assistance: $5.00
Auto Policy: 2013 Ford Truck Edge
(VIN #2FMDK4KC5DBA34046)
6-Month Premium
$649
Monthly: $108.17
Coverages
- Bodily injury: $500K/$500K ($140.00)
- Property damage: $100,000 ($104.00)
- Underinsured motorist: $250K/$500K ($10.00)
- Uninsured motorist: $250K/$500K ($20.00)
- Collision: $1,000 ded ($139.00)
- Comprehensive: $1,000 ded ($231.00)
- Roadside assistance: $5.00
Umbrella Policy
6-Month Premium
$616.98
Monthly: $102.83
Coverages
- Liability Limit: $2,000,000
- Liability Deductible: $250
LegalShield Policy
Monthly Premium
$29.95
Coverages
- Legal protection and identity management.
Zander ID Theft Policy
Monthly Premium
$12.90
Coverages
- Full service identity restoration.
Chris's Term Life Insurance (Genworth)
Monthly Premium
$34.13
Coverages
- Policy Amount: $500,000
Tracie's Term Life Insurance (Genworth)
Monthly Premium
$26.63
Coverages
- Policy Amount: $500,000
Chris's OSGLI Term Policy
Monthly Premium
$66.00
Coverages
- Policy Amount: $200,000
Business Policy: Professional Liability (Hiscox)
Annual Premium
$788
Monthly: $65.67
Coverages
- Limit (Each Claim): $1,000,000
- Aggregate Limit: $1,000,000
- Deductible: $500
Business Policy: General Liability (Hiscox)
Annual Premium
$346
Monthly: $28.83
Coverages
- Occurrence Limit: $1,000,000
- Aggregate Limit: $2,000,000
Business Policy: Cyber and Data Risk (Hiscox)
Annual Premium
$447
Monthly: $37.25
Coverages
- Cyber (CYE): $250,000
- Retroactive Date: 08/09/2023
- Cyber Crime: $10,000 (Shared)
Monthly costs are calculated based on annual premiums divided by 12 or 6-month premiums divided by 6.